About Find An Agent Contact Home Page

Turning 65 Testimonials Learn About Medicare

Dental insurance is not just ‘health insurance for your teeth.’

Dental insurance typically covers specific preventive care services (cleanings and checkups, fillings, crowns, root canals – for example), but it’s not open-ended like traditional health insurance.

For that reason, it’s a good idea to review these tips before you buy a plan.

Here are 5 easy steps you should follow when shopping for dental insurance:

1. Be sure your preferred dentist takes your plan. Many people have a dentist they know and love. If that’s you, it’s a good idea to find out which insurance companies your dentist accepts before you pick a plan. Our website and the licensed agents in our call center can help you search for plans accepted by your dentist. Almost all dental insurance policies use a ‘tiered’ cost-sharing system, which essentially means that you pay the least money out of pocket for your care if you use a dentist who is in your plan’s provider network.

2. Read the fine print. Some stand-alone dental insurance plans have cost-sharing requirements (co-pays, deductibles and coinsurance). Be sure you know if a plan has co-pays and deductibles for regular checkups or emergencies. Find out what those co-payments and deductibles are. Expensive procedures like crowns and root canals may be subject to higher deductibles and co-payments than routine cleanings or fillings, depending on the plan you have.

3. Cosmetic dental surgery is almost never covered. Don’t expect dental insurance plans to cover the cost of cosmetic or elective procedures like teeth whitening or dental implants.

If you have questions, we have answers. Call Sun Coast Legacy Advisors at (888) 455-5799 for more information on Florida dental insurance.

Share |

No Comments

Post a Comment
Required (Not Displayed)

All comments are moderated and stripped of HTML.
Submission Validation
Change the CAPTCHA codeSpeak the CAPTCHA code
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015

View Mobile Version
Our Latest Insurance News
  What Customers are Saying
About Us
Get A Quote
Contact Us
Medicare Advantage Plans
Medicare Supplements
Medicare Part D RX Plans
Life & Health Insurance
Dental & Vision Insurance
Other Insurance Types...
Main Office:
Sun Coast Legacy Advisors P.L.
2361 Melonie Trail
New Smyrna Beach, FL 32168
Phone: 888.455.5799 or 386.846.4190
How Can We Help You?
or call us at
Get A Quote Contact Join Our Newsletter Blog RSS Feed Insurance Website Builder Facebook Twitter LinkedIn Google+ Blog RSS Feed Facebook Twitter LinkedIn Google+