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Turning 65 Testimonials Learn About Medicare

As independent brokers, we help you take advantage of a system that tries to take advantage of you.Drug plans change every year, and most county's have about 20 different drug plans available.If you want to make sure you are not overpaying for your prescription drugs, than we can help you.

Below are the highlights to changes made to the Standard Benefit Plan, which is the minimum allowable plan to be offered.

Initial Deductible:
will be increased by $40 to $400 in 2017.

Initial Coverage Limit:
will increase from $3,310 in 2016 to $3,700 in 2017.

Out-of-Pocket Threshold:
will increase from $4,850 in 2016 to $4,950 in 2017.

Coverage Gap (donut hole):
begins once you reach your Medicare Part D plan’s initial coverage limit ($3,700 in 2017) and ends when you spend a total of $4,950 in 2017.

Minimum Cost-sharing in the Catastrophic Coverage Portion of the Benefit:
will increase to greater of 5% or $3.30 for generic or preferred drug that is a multi-source drug and the greater of 5% or $8.25 for all other drugs in 2017.

Maximum Co-payments below the Out-of-Pocket Threshold for certain Low Income Full Subsidy Eligible Enrollees:
will increase to $3.30 for generic or preferred drug that is a multi-source drug and $8.25 for all other drugs in 2017. 

Remember, any number of changes could effect you.Changes in formulary structure, pharmacy networks, new generics, or newly offered plans could make a big difference for you.Make sure you book an Annual Review!

Book your Annual Review with Bill or his assistant:

Bill Gay:


Kaitlyn Stafford:


Posted 9:00 AM

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