Many people automatically assume that their health insurance will cover cancer expenses if they should be diagnosed one day. And while some healthcare policies may help provide some of the funds you need, there are lots of coverage gaps (especially when it comes to out-of-network and/or experimental treatment options). This can quickly become a problem for cancer patients since treatment costs are very expensive and on the rise.
Fortunately, you can get supplemental cancer insurance to help offset some of those out-of-pocket expenses left behind by traditional health insurance. This may even include non-medical expenses related to your diagnosis and treatment plan.
Cancer insurance policies will vary from insurer to insurer, but many of them offer coverage for:
- Traditional cancer treatment
- Experimental treatment options
- Care at out-of-network specialty centers
- Home healthcare
- Travel and lodging during treatment
- Deductibles and copayments
- Lost income during treatment
- Childcare during treatment
Some policies even help cover cancer prevention, such as certain screenings like mammograms. Because of this extra coverage, cancer insurance often picks up where health insurance leaves off to give you more comprehensive financial protection during a time of need.
Ready to learn more about the benefits of this coverage? Your independent insurance agent can answer your questions and help you get started.
We’re here to help. Call Sun Coast Legacy Advisors P.L. at (888) 455-5799 for more information on Florida cancer insurance.