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Changes to Medicare Plans

     Every once in a while Medicare decides to make a change to the Medicare supplement plans offered to Medicare recipients.  The most current changes involve the removal of full coverage Medicare plans like Plan F in 2020, however these plans will not be removed from everyone. 


     As you might be aware of, Medicare has experienced an ongoing financial strain from the growth of the "Baby Boomer" generation.  This increase has led congress to make this change in an effort to reduce the amount of claims, by increasing the out-off-pocket cost for the recipients.  It is believed that if the "first dollar" coverage is taken away there will be less unnecessary claims because people will have more "skin in the game."  

Beneficiaries who WILL be able to keep their full coverage plan

     People who join Medicare Part A before January 1, 2020 will still have Plan F available to them as long as they are already on a Medicare supplement or can qualify medically during an Open Enrollment or Guaranteed Issue situation. 

Beneficiaries who WILL NOT be able to have full coverage plans. 

     If you we're born on January 2, 1955 or after and/or  join Medicare Part A on or after January 1, 2020 you will not have the ability to purchase full coverage plans.  The most similar plan offered at that time will be Plan G, which is exactly like Plan F and Plan C.  The only difference is Medicare supplement Plan G does not cover the Part B deductible.  (The current Part B deductible in 2017 is $183.) 

     All this could change if the law changes before 2020.  If you have questions or are confused about what you will be liable for.  Book a meeting with an agent.  The goal is to lower your potential cost as low as possible while still receiving great medical care when you need it and give you peace of mind. 

Book your appointment today: 

Bill Gay:

Kaitlyn Stafford:

Posted 5:25 PM

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