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Turning 65 Testimonials Learn About Medicare

  If you haven't already, this is the time of year where you may be approaching the donut hole.  The “donut hole” refers to a coverage gap left over by most Medicare drug plans.  It means, depending on the cost of your prescriptions, there may be a temporary limit on what the drug plan will cover for your drugs.  In 2017, once the retail cost of your drugs has exceeded $3,700 you are in the coverage gap or “donut hole.”  In the coverage gap you will pay 40% for name brand drugs and 51% for generics.  Once your cost have exceeded $4950 you enter catastrophic coverage.  People who get Extra Help paying Part D costs will not enter the donut hole.  

Ways to help your drug costs…
Talk to your doctor about: 
   -  Generics instead of name brands
   -  Higher dose that you can split in half
   -  If you are an insulin dependent diabetic, talk to your doctor about a pump vs. injections.  

Annual Enrollment runs from October 15th thru December 7th.

     Do not become complacent with your current plan or you may be overpaying or leaving benefits on the table that other plans are offering. 

If you have questions or are confused about which company is best for you, book a meeting with an agent.  The goal is to lower your potential cost as low as possible while still receiving great medical care when you need it.  

Please share us with your friends, family or neighbors.  A referral is the greatest complement we can receive. 

If any of your contact information has changed, please email or call Kaitlyn.

Bill Gay:

Kaitlyn Stafford:

Posted 12:16 AM

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